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Identity Theft!


Identity thieves obtain your personal information and use it against you. They can simply rob you but the potential consequences of identity theft are much more serious. Identity thieves have many ways of obtaining your personal information. We ask that you protect yourself by never giving personal financial or location-specific information to others in Callahans - or anywhere.

Here are other ways to thwart identity thieves:

Guard your Social Security or other identification numbers. Your credit report and banking accounts are keyed to these numbers and are prime targets of criminals. Please make sure any person you might give personal information to has a legitamate need and a legal right to the information.

Rip up or shred all old bank and credit statements, as well as credit card offers before putting them in the trash. And pick up your daily mail promptly and if possible post your mail at the post office. Identity thieves rummage through trash, or steal mail (incoming and outgoing) to obtain tax information, PIN numbers, bank and credit card statements and apply for credit on unused offers.

Leave extra bank and credit cards in a secure place at home when you go out. Don't carry your ID card in the same pocket or purse these cards are in. Identity thieves steal wallets and purses or purchase them from pickpockets. Photocopy now all documents you carry with you in case you lose them.

Remove your name from marketing lists of the major credit reporting bureaus and add your name to the name deletion lists of the Direct Marketing Association's Mail Preference Service and Telephone Preference Service used by banks and other marketers. This reduces the number of pre-approved credit offers you will receive.

Cancel unused credit card accounts and examine the charges on your credit card statements before you pay them. Never give your Internet account information, credit card number or personal information of any kind over the phone unless you initiate the call - and never give a PIN number or password to anyone ever.


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